BusinessWorld E-paper

January 19, 2026
THE PHILIPPINE BANKING system’s gross nonperforming loan (NPL) ratio eased at end- November, preliminary data from the Bangko Sentral ng Pilipinas (BSP) showed.
Philippine banks’ gross NPL ratio dipped to 3.32% as of November 2025 from 3.33% the prior month and from the 3.54% seen in the same month in 2024.

