BusinessWorld’s 2nd Quarter Banking Report for 2026 examines how Philippine banks sustained asset growth amid the prolonged Middle East conflict, elevated inflation, and slower economic expansion. The report examines the pressures facing lenders, including rising credit risks, market volatility, and concerns over borrowers’ ability to repay their loans. It also explores the adoption of stronger digital authentication measures, new rules on online fund transfer fees, and their implications for banking security and payment accessibility. Expert assessments of financial markets and bank stocks for the coming quarter accompany comprehensive rankings and financial data covering the country’s universal and commercial banks.