Alongside the latest outlook for the local financial markets and bank stocks recommendations, this 3rd Quarter Banking Report for 2023 focuses on what the banking industry is currently delivering to micro, small, and medium enterprises (MSMEs) in the country. Inside are stories looking into how banks can restructure their lending practices to meet the needs of MSMEs, how to protect small businesses from illegal lenders amid their lack of criteria for applying for business loans, and how a licensed digital bank is starting to cater to MSMEs.